PhilHealth offers flexible payment to OFWs

To help migrant workers adjust to the new contribution rate which takes effect on January 1, 2014, the Philippine Health Insurance Corporation (PhilHealth) has offered payment options using the prevailing rate of P1,200.
The state-run health insurance agency earlier announced the adjustment in contribution rates for OFWs starting January of next year to rationalize its contribution structure and sustain the level of financial protection it provides its OFW members and their qualified dependents.

In its Circular 25, s-2013, PhilHealth said that OFWs can pay P1,200 good for six months coverage only, computed from the date of initial membership. The balance of P1,200 should be paid within six months prior to expiry of initial coverage in order to continue their uninterrupted health insurance coverage.

"We will also allow advance payments of up to two years or equivalent to the length of their contract but should not exceed five years, also at a rate of P1,200, provided that payments are made until December 31, 2013 only", announced PhilHealth President and CEO Alexander A. Padilla, adding that “come January 1, 2014, premiums shall be at P2,400".
Padilla explained that these options can only be availed of at any PhilHealth office or accredited collecting agents and tie-ups here and abroad.
PhilHealth benefit coverage has been steadily increasing and expanding in recent years without any premium increase. OFWs and their qualified dependents are even entitled to primary care package which include consultations, diagnostics, and preventive and promotive services without additional premiums.
As of 2013, benefit availments by OFWs and their dependents already reached 130 percent over their actual contributions, indicating the usefulness of PhilHealth to the migrant sector.
OFW members are advised to call PhilHealth at (02) 441-7442 for more details.

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