Monday, August 31, 2015

ADB Delegates Visit Pag-IBIG Fund During Cross-Regional Forum on Remittance

ADB Delegates Visit Pag-IBIG Fund During Cross-Regional Forum on Remittance Pag-IBIG Fund was one of the three key institutions in the country recently visited by around 37 delegates of the international forum on Promoting Remittance for Development Finance of the Asian Development Bank (ADB). The event was the first cross-regional forum on remittance attended by delegates from development member countries (DMCs) of the ADB.

The site visit, as indicated in the program, is on “remittance innovations in the Philippines.” “We are honored that ADB has chosen Pag-IBIG Fund as one of the three government institutions in the Philippines to be visited by the delegates of the cross-regional forum on remittance,” said Pag-IBIG Fund President and Chief Executive Officer Atty. Darlene Marie Berberabe during her presentation of Pag-IBIG Fund Benefits for Migrant Workers before the delegates at the Pag-IBIG office in Justine Bldg., Makati City.

 Atty. Berberabe presented to the ADB delegates Pag-IBIG’s programs for OFW members, including access to financial services like remittances and loans wherever they are in the world. Atty. Berberabe informed the delegates that OFW membership with Pag-IBIG Fund continues to grow, reaching 3.9 million as of December 2014, and remitting a total of P1.7 billion Pag-IBIG membership contributions in the same year.

 OFW members of the Fund represent 27 percent of the 14.8 million total Pag-IBIG membership level. They are one of the fastest growing sectors in terms of Pag-IBIG membership. “In response to the growing Pag-IBIG membership of OFWs, we established an OFW Center at our Justine Bldg. Makati office that provides an integrated service for OFWs,” Atty. Berberabe added. In partnership with the Philippine Overseas Employment Administration (POEA), Overseas Workers Welfare Administration (OWWA), and the Philippine Health Insurance Corporation (PhilHealth), the OFW Center offers services such as membership registration, remittance of member’s savings and loan payments, issuance of Overseas Employment Certificate, pre-departure orientation, investment center for modified PagIBIG 2, and acceptance and release of housing and short-term loans, among others. “We recognize the sacrifices and efforts of our OFWs in order to give their families a better future.

 It is only right that we give them the best service,” Atty. Berberabe added. The ADB delegates conducted a site visit for them to learn about public and private support activities for migrants and remittances.

SSS inks pact with Luxembourg for social security protection

The Social Security System (SSS) officials led by President and Chief Executive Officer Emilio S. de Quiros, Jr. visited the cities of Moscow, Rome, Milan, Luxembourg and Paris from May 9 to 19, 2015 as part of its coverage drive to reach out to Overseas Filipino Workers (OFWs) and meet with the Filipino Communities in Europe to brief them on the importance of various SSS programs and services.

First photo above shows President de Quiros (2nd from left) with Philippine Ambassador to Belgium and Luxembourg Victoria S. Bataclan (3rd from left) together with Minister Romain Schneider after the two parties signed the Philippines-Luxembourg Social Security Agreement (SSA). SSS Senior Vice President for Accounts Management Group and Concurrent Head for International Operations Division Judy Frances A. See (left) and Inspection Generale de la Securite Sociale Head Claude Ewen (right) witnessed the event.
The Social Security Agreement includes the equality of Filipino nationals in contributions of social security benefits in Luxembourg and export the same benefits if they plan to return in the Philippines. Worldwide, there are about 400,000 OFWs and migrants who are SSS members and a considerable percentage of this number is from the European countries.
SSS has also set-up an Information Desk to provide various services such as on-line inquiry/ verification, registration, data amendments, claim applications and Annual Confirmation of Pensioners (ACOP) requests. Third photo shows Head of SSS Foreign Branch Expansion & Monitoring Department Atty. Sylvette C. Sybico (middle) supervising the SSS team in extending assistance and answering member's queries from OFWs in Moscow.

New voluntary SSS retirement fund attracts P1-M savings from over 100 enrollees

Even with the nationwide rollout still a few weeks away, the Social Security System’s (SSS) new retirement savings program for local workers has already drawn over 100 enrollees, with total investments now past the P1-million mark since its limited launch in 10 SSS branches in Metro Manila last May 2015.

Agnes San Jose, SSS Vice President for Benefits Administration, said a total of 163 members to date have invested P1.4 million in the SSS Personal Equity and Savings Option (PESO) Fund, a voluntary provident program enabling local workers to save for retirement in a tax-free facility with guaranteed earnings.
“Since regular SSS contributions only cover a maximum income of P16,000, members with the capacity to save more now have an additional option to augment their retirement savings thru the SSS PESO Fund program. It is a risk-free investment that offers better returns as compared with bank deposits,” San Jose explained.
SSS branches that began accepting PESO Fund applications last May 5, the date of the program’s soft launch, include SSS Diliman, Cubao, San Francisco del Monte, Pasig-Shaw, Mandaluyong, Taguig, Makati-Gil Puyat, Alabang, Legarda and Pasay-Roxas Boulevard. All SSS branches nationwide will implement the program by the end of September 2015, coinciding with the anniversary month of the SSS.
San Jose said nearly 40 percent of current PESO Fund enrollees belong to the 31-40 bracket, while the youngest 21-30 age group has the least number of savers at only 15 percent. About 24 percent were from the 41-50 age group, and the oldest eligible age bracket of 51-54 accounted for 23 percent.
“Results of our soft launch so far have been encouraging. It is heartening to see members even from the young age bracket already starting to prepare for their retirement, as well as for future contingencies, on a voluntary basis thru the SSS PESO Fund program,”she shared.
The SSS PESO Fund is open to local workers aged 54 and below who are registered as regular employees, self-employed, voluntary members or household helpers. To qualify, a member must have at least six monthly contributions in the 12-month period right before the month of PESO Fund enrollment, and has no final SSS claim such as retirement or total disability.
“PESO Fund savings are safely invested in government securities, and the SSS provides tax-free and guaranteed earnings based on 5-year Treasury bond and one-year Treasury bill rates. The excess income that remains after the guaranteed earnings are credited to individual PESO Fund accounts every year will also be shared among the enrollees, so their savings further grow,” San Jose said.
SSS PESO Fund savings may be used for retirement, medical, and general purposes such as education and housing. The SSS Flexi-fund, a similar SSS program for overseas Filipino workers launched in 2001, currently has over 45,000 OFW enrollees and a total members’ equity of around P485 million.

SSS chief visits OFWs in Europe

As part of its coverage and collection efforts, the Social Security System (SSS) led by SSS President and Chief Executive Officer Emilio S. de Quiros, Jr. recently visited Rome, Italy and other countries in Europe to encourage Overseas Filipino Workers (OFWs) in the continent to register as SSS members so that they can enjoy social security benefits upon their retirement in the Philippines.

Left photo shows President de Quiros, Jr. together with the members of the Filipino communities in Rome after a briefing conducted about OFW coverage and the SSS Flexi-fund Program.
SSS Flexi-fund Program is a voluntary provident fund program exclusive for OFWs which gives them an opportunity to save a bigger portion of their salary as a pension-savings plan to receive a bigger pension as well as become part of their investment in the future.
Right photo shows President de Quiros with CBN Grupo Director Ben Javellana. CBN Grupo is one of the active partner remittance companies of SSS in Europe.

Fire at Saudi oil workers compound kills 10; PHL Embassy checking on OFWs

KHOBAR, Saudi Arabia - Fire swept through an oil workers' residential compound in Saudi Arabia on Sunday, killing 10 people, the Civil Defence agency said.
Saudi national oil company Saudi Aramco did not identify the nationalities of those killed from the fire at the compound in the town of Khobar, some distance from its oil and gas production areas.
However, the Civil Defence agency said in a new statement that three Canadians from Asian origins, one Pakistani and one Nigerian woman were among the 10 killed. It had earlier reported 11 deaths.
In the new statement, the Civil Defence said 259 people were injured from 219 reported earlier. However, 179 people left the hospital while 80 people from various nationalities remained in the hospital for treatment.
Saudi Aramco said 83 people were injured and 10 were killed in a statement.
"At 5:45 today a fire was reported in the basement of the Radium residential compound in Al Khobar which is leased by Saudi Aramco for its employees," Aramco said in a statement earlier on Sunday.
Witnesses said the fire burned for almost six hours.
Based on initial findings, one of the cameras showed that the cause of the fire was an electric mass in a transformer in the basement where the fire burned 70 parked vehicles and sent smoke to the upper floors of the complex.
According to Aramco's website, the Radium Residential Complex consists of eight six-storey buildings and comprises 486 units.

Meanwhile, Philippine Foreign Affairs Department Spokesperson and Assistant Secretary Charles C. Jose told GMA News Online that the Philippine Embassy in Riyadh has so far not received any report of a Filipino killed or injured in the fire.

Nevertheless, the Philippine Ambassador had gone to Dammam, the capital of Saudi Arabia's eastern province which is about 40 kms from Al Khobar, to personally check on the situation of Filipinos there.

Aramco, which has more than 61,000 employees, many of them expatriates, runs several private gated communities.
Saudi Arabia is the world's largest oil exporter and Aramco produces roughly one in eight barrels of the world's oil supply. — with a report from GMA News Online/Reuters 

Palace: OFW groups have right to campaign for ‘zero votes’ for LP bets

OFWs may vote however they please, even if it robs presidential picks of essential votes, Deputy Presidential Spokesperson Abigail Valte stated on Saturday.
Valte explained in a radio briefing on DZRB radio that Filipinos were welcome to their "zero-vote" campaign against candidates of the Liberal Party as part of their rights as citizens.
"Karapatan po nilang mamili kung sino po iyong gusto nilang iboto sa darating na eleksyon. Ang inaasahan lang po natin ay, siyempre, mababase po ito sa plataporma, mababase po ito doon sa ano po ba iyong ikagaganda pa ng ating bansa, at iyong ikabubuti pa ho ng buhay ng ating mga pamilya," she said.
Migrante International asked OFWs to refrain from voting for LP candidates on Thursday due to the government's alleged lack of concern for Filipino workers abroad.
The plea was made a day before their "zero-remittance" protest against the Bureau of Customs' halted physical inspections of balikbayan boxes.
President Communications Operations Office  Secretary Herminio Coloma criticized the pro-migrant group's actions and called it an insult to the intelligence of OFWs.
"Masyado naman nilang tinatawaran ang katalinuhan at pagiging makatuwiran ng ating mga Boss, ang sambayanang Pilipino, sa pagpapalutang ng ganyang klaseng pagbabanta," Coloma stated on GMA News TV's "Balita Pilipinas" last Thursday.
Meanwhile, Valte affirmed that the government will learn of the effects of Friday's events next month.
"Well, one, hindi po kami humihingi ng monitoring pagdating po sa ganyan. Normally, ang monitoring po kasi ng remittances parang na-ca-capature po yata on a monthly basis, kung hindi po ako nagkakamali. So hindi naman po tayo humihingi ng report doon," she said.
 Rie Takumi/JDS, GMA News

Some remittance centers report fewer transactions on ‘zero-remittance day’

Several remittance centers in the Philippines on Friday felt the effects of the "zero-remittance" protest by overseas Filipino workers (OFWs) condemning recent actions by the Bureau of Customs (BoC).

A report on "24 Oras" said several remittance centers in Quezon City and Ilocos Norte reported little to zero transactions Friday morning.

"Local pa lang kami ngayon, wala pang na-encounter this day na galing abroad," Tambunting appraiser Lea Gatmaytan said.

Cebuana Lhuillier branch manager Jam Pascual said there were fewer transactions on Friday compared to regular days.

"Ngayong araw na 'to, wala masyado, siguro mga sampu lang. Active kaninang umaga. [Pag regular days] marami talaga, 17," she said.

Despite this, Communications Secretary Herminio Coloma stated that it was unrealistic to expect all Filipinos to participate in the protest, as not all OFWs are convinced of the protest's efficacy.

"Realistiko bang isipin na lahat ng halos 10 milyong OFWs ay naniniwala o lalahok sa ganitong protesta? Naniniwala kami sa pagiging makatuwiran ng ating mga OFWs na hindi basta-bastang lalahok lalo na kung hindi naman sila kumbinsido," Coloma said.

The pro-OFW group Migrante spearheaded the "zero-remittance day" to protest the BoC's plan to manually and randomly inspect balikbayan boxes supposedly to curb technical smuggling. The plan has been scrapped upon orders from President Benigno Aquino III after it drew flak from OFWs.

Mara Magaspac, the sister of an OFW, said balikbayan boxes should be treated with respect as they symbolized the hard work of Filipino migrant workers.

"Sa simpleng balikbayan box na lang po, 'dun namin nararamdaman yung pagsasama-sama namin muli na parang kumpleto kami. Kung ganun po yung gagawin nila na 'dun pa lang sa Customs ay binubuksan na nila, parang wala na yung esensya na mahal na binilot 'dun sa aming mga kamag-anak," said Magaspac, who joined a protest rally in Mendiola, Manila.

The BOC will implement new guidelines on inspecting balikbayan boxes next week after dropping its plan to manually inspect balikbayan boxes. Rie Takumi/KBK, GMA News  

BoC chief Lina to OFWs: No additional taxes on balikbayan boxes

Customs Commissioner Alberto Lina on Friday assured overseas Filipino workers (OFWs) that no additional taxes will be imposed on balikbayan boxes to recover the government's P6 million daily losses due to smuggling.

"Wala namang dagdag na buwis. Hindi pupwedeng may dagdag na buwis," Lina said at a press event.

At present, shipment with contents worth P10,000 and below are exempted from taxes.

"'Di naman magbabago 'yun unless... aakyat tayo sa Congress para humingi tayo ng additional o dagdag," Lina said.

Several bills have been filed in Congress seeking to increase the current allowed value of the contents of balikbayan box exempt from taxes.

"Leave it to our Congress people to set those limits. Mahirap naman kung kami [ang] mag-implement. Let them do it," Lina said.

The Bureau of Customs, reputed as one of the most corrupt government agencies, has to recently scrapped its plan to manually and randomly inspect balikbayan boxes — supposedly to curb technical smuggling — upon orders from President Benigno Aquino III and after it drew flak from OFWs.

"The directive of the president, dalawa lang 'yung focus doon. As much as possible, walang physical inspections. Susundin namin 'yun," said Commissioner for the Internal Administration Group Arturo Lachica in the same event.

Lachica also said freight forwarders shouldered all fees attached to consolidated cargos, countering earlier claims by militant pro-OFW groups that migrants workers paid for the fees.

"Hindi po nagbabayad nito [ang) balikbayan. Mga forwarders yung sinisingil. That's what we collect from the forwarders. They have to undergo processes," he said. —KBK, GMA News 

Comatose OFW finally home after four years in Dubai hospital

An overseas Filipino worker (OFW) who has been in comatose in the United Arab Emirates for four years has finally arrived home.

Amie Briones Emuslan, 54, left Dubai on board Philippine Airlines flight PR659 at 7:45 p.m. on Thursday and arrived in Manila at 8:55 a.m. on Friday.

Information from the Philippine Consulate General in Dubai said Emuslan has been confined at the Rashid Hospital since February 25, 2011 due to acute ischaemic stroke. Before that, she had been working in Dubai for six years.

Emuslan, who was from Kalibo, Aklan, was brought to the Philippine General Hospital after arriving in the Philippines.

Also coming home with Amie Emuslan was Ramon Carascoso, a 61-year-old OFW who has been on a wheelchair after suffering a stroke and was also confined at Rashid Hospital.

The two OFWs were sent home through the help of the consulate, according to Rey Angulo, a social welfare volunteer. —KBK, GMA News 

Lina seeks OFW representative for balikbayan boxes' pre-clearance

Customs Commissioner Alberto Lina on Friday asked groups of Overseas Filipino Workers (OFWs) to assign a representative in his office to help in the implementation of a "pre-cleared" system they are planning to put in place in dealing with balikbayan box shipments.
At a presser, Lina reiterated his invitation to OFW groups "so I can really be at your side eight hours a day."
He said the pre-cleared system is an "add-on" to President Benigno Aquino III's directive to stop the random physical inspection of balikbayan boxes.
The said process would approve packages even before they reach the ports here, he said.
"If you can kindly provide me an OFW representative by my side [para] pagtingin pa lang ng dokumento, kapag OFW 'yan, check. Hindi na bubuksan, hindi na dadaan sa X-ray... Ang tawag namin diyan, pre-cleared," Lina said.
He added: "Pagpirma ko ng pre-cleared, kasama 'yung tao n'yo sa pipirma... Dumarating pa lang ang barko, cleared na kayo sapagkat pinrovide na 'yung data, nakipag-coordinate na kayo... Ito ang add-on, ito ang handog ng Presidente sa inyo." Rose-An Jessica Dioquino/ALG, GMA News

Migrante holds 'zero remittance day' protest near MalacaƱang

Overseas Filipino workers on Friday gathered a few meters from MalacaƱang in Manila as part of the simultaneous "zero remittance day" protest on Friday.
Led by the group Migrante, overseas Filipino workers held placards condemning the Bureau of Customs' (BOC) plan to conduct random manual inspection of balikbayan boxes during their protest in Mendiola.
Migrante had said that OFW groups in Hong Kong, Saudi Arabia and Italy will join the protests.
"Iba't-ibang bahagi ng mundo ay magkakaroon ng paglunsad ng zero remittance day," said Connie Bragas-Regalado, chairperson of Migrante International, on Tuesday.
Regalado made the statement a day after President Benigno Aquino III ordered the BOC to drop the planned balikbayan box inspection.
"Ito ay isang political action, bilang pag-rehistro na ang mga OFWs ay patuloy na lalabanan kung anuman yung mga anti-migrante, anti-people na mga patakaran ng gobyernong Aquino," she added.
Sen. Francis "Chiz" Escudero has said that the zero-remittance protest may cost the country some P3.1 billion in personal remittances from OFWs.
However, Communications Secretary Herminio Coloma Jr. claimed a similar initiative in 2013 did not have any negative impact on the economy. —ALG, GMA News

Pinay maid hurt after being slashed by ex-boyfriend in Singapore

A Filipino domestic helper in Singapore was hurt after her Indian ex-boyfriend attacked her with a penknife, reports said.

report on The Straits Times said Singapore police charged Palaiyan Murugadas, 41, a construction worker, with causing "grievous hurt" to Allen Remedios Adolfo, 38, last Sunday.

separate report on Singaporean Stomp said Murugadas left deep cuts on Remedios's throat, wrist, and palm, and left her to stumble back to her employer's second floor apartment after the incident.

Remedios managed to ring the doorbell and alert her fellow maid and employer, Jose Mari Camacho, before passing out, the report said.

"It was a very deep cut and I could see her trachea (windpipe) coming out from her throat, where blood was spurting out... There were also deep cuts on her wrist and palm. I could see her bones and ligaments. Her thumb and finger were hanging just by the skin," Camacho told Stomp.

Remedios was taken to Changi General Hospital, where she underwent a blood transfusion and an operation.

The Filipina's colleague, Rose, said Murugadas had been seen loitering near the apartment for an hour every Sunday since Remedios ceased communications with him three months ago.

He will remain at Bedok police division until the court hearing on September 2. If convicted, Murugadas may face up to 15 years in jail and caning or a fine. Rie Takumi/KBK, GMA News 

PHL says it accepts Singapore sedition judgement on Pinoy nurse

The Department of Foreign Affairs on Thursday said it respects the decision by a Singapore court on a Filipino nurse who was convicted of sedition for his anti-Singaporean comments on social media.
Ed Mundsel Bello Ello, 28, was fired from his job at the government-run Tan Tock Seng Hospital for insulting Singaporeans on Facebook and calling for a takeover of Singapore by Filipinos.
“Mr. Ello and his lawyer respect the judgment of the court and have done all that is possible to defend his actions,” Foreign Affairs spokesman Charles Jose said. “We await the sentence to be handed out by the court [on] September 16.”
He also pleaded guilty for lying to the police when he insisted that his social media account was hacked and that the posts were made by someone else.
Under Sinagpore laws, maximum penalty for sedition is three years imprisonment plus a fine of SG$5,000. Providing false information to authorities carries a penalty of up to one year in jail and/or a fine of SG$ 5,000 per charge.
The Philippines, one of the top labor exporting countries in the world, has constantly reminded Filipinos to be sensitive to the laws of their host countries, especially on what they post on social media.
“They should always be careful and follow the laws,” Jose said.  Michaela del Callar/RSJ, GMA News

Another Pinoy nurse in Saudi suspected to have MERS-CoV – DFA

Another female Filipino nurse is now under isolation after she was suspected to have contracted the deadly MERS Coronavirus in Saudi Arabia, the Department of Foreign Affairs said Thursday.

“This is a female nurse, no age was given and she was placed under isolation,” Foreign Affairs spokesperson Charles Jose said.

“We are monitoring a total of four cases of Filipinos with MERS in Riyadh,” he added.

Jose, however, declined to provide the identity of the new suspected Filipino MERS victim.
Earlier this week, two female nurses, aged 29 and 32, were reported to be in the Intensive Care Unit, one male nurse in isolation and another female was under observation, but later on tested negative for MERS.
Jose said one of the four health workers, a 50-year-old nurse, has been discharged from the hospital based on the negative result from the series of tests conducted on her.
The two nurses in the ICU, on the other hand, were already conscious, Jose said, adding that one of them can already communicate.
However, the two will remain in the ICU, Jose said.
Since 2013, a total of 10 Filipinos, eight from Saudi and two from the United Arab Emirates, have died from contracting the virus, which is prevalent in the Middle East.
Symptoms of MERS-CoV include fever, cough, shortness of breath and even diarrhea.
The Philippines has no travel ban to the Middle East but has called on Filipino workers in the region to practice health precautions for their own protection. — RSJ, GMA News

Friday, August 28, 2015

Kidney Transplantation: A Story of Unconditional Love, Courage and Fatherhood

SHInES for Media held at the National Capital Region

SHInES for Media held at the National Capital Region a difference that makes a difference - Gregory Bateson

POEA warns OFWs on "third-country recruitment"

Administrator Hans Leo J. Cacdac yesterday advised Filipino workers who are presently employed overseas to be more careful about accepting offers of employment in another country.
Cacdac said his office has received a report from the Philippine Embassy in Turkey on the case of a household worker who is now jobless in Ankara, after leaving her previous employer in Hong Kong.
In her written statement, the household worker said she was recruited by a recruitment agency in Hong Kong, whose owner promised her a better job in Turkey. She was charged HK$19,000 for the supposed new job.
She arrived in Turkey on May 2015 and was employed for a while but was terminated after 45 days. She is currently looking for a new employer who will be able to give her work permit.
According to the household worker, the recruitment agency has an office in Ankara and started sending Filipino workers from Hong Kong to Turkey in November 2014. Applicants are made to pay US$3,000 each as placement fee.
Cacdac said third-country recruitment is illegal because the recruiter and the employer have no license or authority from the POEA. "And most probably, the conditions of employment are not what one had in mind; worse, the offered job is non-existent," Cacdac said.

DFA, DOLE, DSWD, DOH, POEA, and OWWA Sign Joint Manual of Operations in providing assistance to Migrant Workers and other Filipinos Overseas

Philippine Migrant Health Network
25 AUGUST 2015

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August 18, 2015 –Labor and Employment Secretary Rosalinda Dimapilis-Baldoz (left) and Foreign Affairs Secretary Albert F. Del Rosario sign the Joint Manual of Operations in Providing Assistance to Migrant Workers and Other Filipinos Overseas at the Labor Governance and Learning Center of the Blas F. Ople Hall at the DOLE Executive Building in Intramuros, Manila.

DFA, DOLE, DSWD, DOH, POEA, and OWWA Sign Joint Manual of Operations in providing assistance to Migrant Workers and other Filipinos Overseas

Foreign Affairs Secretary Albert F. del Rosario; Labor and Employment Secretary Rosalinda Dimapilis-Baldoz; Social Welfare and Development Secretary Corazon Juliano-Soliman, represented by Undersecretary Parishya Taradji; Health Secretary Janette Loreto-Garin, represented by Assistant Secretary Gerardo V. Bayugo [sic]; Philippine Overseas Employment Administration Chief Hans Leo J. Cacdac; and Overseas Workers Welfare Administration Head Rebecca Calzado yesterday signed the Joint Manual of Operations in Providing Assistance to Migrant Workers and Other Filipinos Overseas, the document that outlines the roles and responsibilities of their respective agencies and overseas offices to effect a cohesive, seamless, efficient, and effective delivery of government services to overseas Filipinos, particularly to those wo are in distress. (from DFA)

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Manual aims to streamline gov't services for OFWs

MANILA, Philippines – A common complaint among overseas Filipino workers (OFWs) and their families is that government services they require are spread across too many agencies. This can be inconvenient and confusing for workers needing information. The government hopes to end this confusion soon, after heads of government agencies serving OFWs signed a document that aims to streamline these various services. (from Rappler)

This Philippine Migrant Health Network In the News is prepared by the
DOH-BIHC – Joel Buenaventura and Mike Pelobello.
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